-- — At least 56 percent of businesses fail within five years. They are in business to make a profit. If you want to take a chance with your money and time then start a business, hire lots of people — even when government makes it more expensive to operate with fees, taxes, electric. Insurance, water, more insurance, health care — just to mention a few costs and then keep hiring no matter what, and you will be part of the 56 percent. Business owners can do what they want with their money, even burn it.