Valdosta Daily Times

What We Think

December 22, 2013

Check your statements

--- — The breach of security at Target with hundreds of thousands of debit and credit card numbers being stolen from shoppers on Black Friday and the days following has hit at a time when people are most vulnerable.

Many only use credit cards around the holidays and often save for months to have enough in their accounts to use their debit cards for Christmas gifts. Easy money equals easy prey.

It is imperative, even if you didn’t shop at Target recently, to check your credit and debit statements, and report any suspicious activity to your bank immediately. The faster you can report the issue, the faster the response will be to restore and protect your money.

If you don’t check and don’t notice in a timely manner, you can be held liable for some or all of the amount missing.

This isn’t the only issue you need to protect yourself from around the holidays, as there are a number of scams and thieves who are anxious to separate you from some of your hard-earned money.

Remember to protect your personal information, never give out information such as social security numbers, birth dates, etc., over the telephone, and remember that if an offer seems too good to be true, it usually is.

Don’t be a victim this Christmas and if your information has already been stolen, take immediate steps, check your statements carefully, and report the activity right away.

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