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FILE - This undated family photo provided by Shonn Hild shows landscape company owner Shonn Hild of Sullivan, Ill., in a family snapshot with his wife, Christy, and two children, 2-year-old Beckett and 7-month-old Harper.�Hild recently received notice from his insurance company that the health policy covering him and his two children would be canceled. On Thursday, Nov. 14, 2013, President Barack Obama shifted course to allow insurers to renew health plans they planned to cancel. Hild says Obama's proposal may be "too little, too late." He said he called Blue Cross after the president's announcement and was told the company is gathering information. But "as of right now they do not have any plans to bring back the discontinued plans. (AP Photo/Courtesy of Shonn Hild)

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